Banking factions are individual banks or a collection of banks working together in order to maintain power or to influence world events in their favor. Banking factions are a common faction in fictional worlds, though one that often works behind the scenes. Banking factions may have provided loans to other factions and may have strong opinions regarding the outcome of certain geopolitical events. They are often depicted as being primarily motivated by money, wealth, or income stability and their loyalties may shift when their profit motivations change.
Designing Fictional Banking Factions
Fictional banking factions are typically presented as powerful groups that work with leaders of governments or political factions to advance mutually beneficial interests. Often their goals are purely motivated by profit (which can mean favoring either stability or drastic regime change given the circumstances). On the other side of the coin, world leaders are often forced to work together with banking groups as it can be impossible to change the world, launch a war, or undergo great projects, without the necessary financial backing. Banks may have representatives, lobbyists, or advisors, working for them in government.
Protecting their Wealth
Fictional banking factions may go to extreme lengths to protect their wealth. This may mean guards, armored transport vehicles, and physical banks with secure vaults. In worlds with magic or advanced technologies, consider how these abilities can be used or countered to protect valuable goods. This may be an opportunity to design a fictional currency.